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Cecilia JIA
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Cecilia JIA's Discussions

Ask for the help about maternity insurance.
17 Replies

Hi ,guys,We have arrived here for two months and  have bought the insurance plus the maternity from BCBS in Gainesville. But the contract about maternity they mail to us is so simple. So we are…Continue

Started this discussion. Last reply by Cecilia JIA May 20, 2012.

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Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
" Thanks for your information and suggestion ,Stacy. I will choose the hospital and find a good OB asap....thanks again~ "
May 20, 2012
Stacy Fournier replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Hi Cecilia! Congrats on your pregnancy! I don't know much about your insurance policy/coverage, but I did see you were looking for OB recommendations. :-) I used Dr. Brazzel (at North Florida) for both of my pregnancies, and he was wonderful!…"
May 18, 2012
Barbara Paredes replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Mine is through my work at Shands at UF. I have heard it is similar to the state BCBS but I am not 100% sure. I do not know how different it is if you buy the plan yourself. Especially since ours is written by Shands I am sure that makes a…"
May 17, 2012
Barbara Paredes replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"They have midwives at N. Fl. too if you chose to go that route. I have heard great things about the midwives there!  "
May 17, 2012
Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Thanks for your suggestion. My friend will deliver in N.FL, and another freinds told me something about Shands which is almost same as you said. But I still think there are  good OB in Shands ,too. May be NICU  is…"
May 17, 2012
Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Thanks very much for all your reply. I got what you mean. May I know your insurance gotten by yourself or your school (may be company)? If you bought it by yourself, do you also have the matenity contract  as a rider? "
May 17, 2012
Barbara Paredes replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"N. Fl. has a NICU but it is not a level 3...they take up to level 2 cases.  "
May 17, 2012
Cherie Schneider replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Both N.Fl and Shands are Level 3 NICU facilities--I had 4 high risk pregnancies and I had my choice of hospitals. In the end, the OB that you choose will determine where you deliver--it all depends on where they have hospital privileges...only a few…"
May 17, 2012
Barbara Paredes replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"I have BCBS as well...after my first the total with everything was a little over $2000. I of course can not guarantee that is what yours will be. I had a c-section. I am 27 weeks pregnant now and will be delivering again at Shands. I have had a…"
May 17, 2012
Cherie Schneider replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Unless you have a high risk pregnancy I would avoid Shands for delivery--go to North Florida. Shands is not only  more expensive but the wait times and issues that arise from the simple fact that it is the only hospital in the area that deals…"
May 17, 2012
Kimberly replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"I LOVE the staff at Shands Women's Health at Magnolia Parke.  All the OBs there are wonderful.  At the first OB visit, I've always meet with a financial rep who went over the cost for everything and how much my insurance would…"
May 17, 2012
Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Appreciate!cherie, Maybe we should find the doctor next month because this rider must have been in effect continuously for a minimum of 30 days before pregnancy. as you said ,for a vaginal delivery, we should pay no more than 3000$? Could you…"
May 16, 2012
Cherie Schneider replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Yes it is vague--my OB has a one set plan price based on your insurance. I paid one price for the OB so that was that.  That is why I said to call and have their office run the numbers. I only spent one night (if that) in the hospital so I…"
May 16, 2012
Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"Thanks a lot, cherie. we bought by myself and the agent told us no matter which plan we will buy, the maternity can be the rider for every plans. And the rider is the same for all plan even thought you buy the best plan .But the contract…"
May 16, 2012
Cecilia JIA replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"barbara, THanks, we want to know how much we should expect to pay after having the baby. "
May 16, 2012
Cherie Schneider replied to Cecilia JIA's discussion Ask for the help about maternity insurance.
"I think they mean how much they should expect to pay to have the baby. It depends on the plan--and they can be very very different. I would take your plan info, call your OB and ask them to run the numbers for you. Then call the hospital that you…"
May 16, 2012

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At 2:28pm on May 16, 2012, Stacy Fournier said…

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