A place for moms to connect
My pharmacy is still charging me a co-pay for my birth control pills. I've read extensively about the healthcare reform act, which says that birth control will be free if you have insurance through your employer. I do, but they are still charging me. All they tell me is that it's because my policy is a renewal policy and not a new one. I can't get information on how long my insurance policy can get away with this. Does anyone know when insurance companies are absolutely mandated to eliminate the co-pays? My BC is expensive but it's the only one that I can take.
Mine became free a few refills ago--try getting a new RX and turning that in then you will have a "new" RX so it should be free. I can't think of any other reason why it wouldn't be free--our insurance is the only one we've had for 17 ish years--so "new policy" doesn't make any sense. Even then my Rx wasn't new either--same RX for the year but no charge.
I believe certain brands are covered and some are not. I have the nuva ring which is now covered but I have to go to a certain pharmacy. If I had it filled at CVS, it would be over $90 for one month. Check with your company and see if you have to have it filled at a particular place and check the list to see of yours is one of the ones covered.
Thanks for your information, everyone. I called my insurance company and they said that the law still doesn't require them to eliminate co-pays for all birth controls. Apparently mine is in the highest tier. BUT they told me that the brand name is in the lowest tier and I wouldn't have to pay the co-pay for that. Believe it or not, the brand is cheaper than generic. I wish they had figured that out a year ago so I could have been skipping the co-pay this whole last year. Oh well, now I know!